What is Loancrate?

We started Loancrate to make home-buying simpler and less expensive. Today, mortgage lenders are stuck running their companies on software built 20 years ago - slow, unstable, and inefficient. Loancrate aims to replace these systems and reduce the average of $11,000 in fees new homebuyers pay on their mortgage.

Loancrate builds AI-native tooling to automate mortgage workflows. Our ultimate goal is fully automated origination, which has the potential to save over $16B per year. Since starting in 2020, our remote team has enabled our customers to power >$85 billion in new home loans.

We care about collaboration, open communication covering the good and the bad so that we learn from our decisions quickly, and ultimately having fun while we're building. You'll fit in well if you like diving deep quickly.

The Opportunity

We're looking for a Senior Technical Product Manager who thrives on complexity, moves fast, and wants their work to actually matter. You'll own a product area end-to-end - embedded with a world-class Engineering team, in constant contact with customers, and making real decisions about what gets built. This isn't a role where you manage a backlog and write tickets. You'll be setting direction, and people will follow it.

Home lending is a $2 trillion market still running on software built before the iPhone existed. AI is fundamentally changing what's possible, and Loancrate is executing seriously at that intersection. Our Engineering team is fast, senior, and deeply product-minded - the problems are genuinely hard, the stakes are high, and the work you ship will touch billions of dollars in home loans.

You're the type of PM who gets energy from being close to the customer and close to the code. You have enough technical depth that engineers want your input on architecture - whether that's from a stint as a software engineer, a habit of prototyping your ideas, or genuine fluency with the systems you're building on. You're curious about the domain, not just the product. You create clarity where there isn't any, write specs engineers actually enjoy reading, and ship things you're proud of.

What You'll Do

• Own the end-to-end product lifecycle for your area - discovery, definition, delivery, and iteration - in lockstep with Engineering and Design. This includes driving how we turn non-deterministic LLMs into reliable, mission-critical mortgage automation: defining requirements, evaluating tradeoffs, and setting success criteria.
• Lead customer discovery with mortgage lenders, loan officers, and ops teams - running interviews, digging into workflows, and turning what you learn directly into a roadmap grounded in customer evidence, business strategy, and technical feasibility.
• Prototype and explore product ideas hands-on - using AI coding tools and your technical background to validate early and bring Engineering concrete starting points.