Senior individual contributor role owning the multi-year product strategy and release execution for PayJoy's portfolio of consumer and in-store mobile apps, reporting to the SVP of Product Management. Covers cross-app navigation, deep links, shared design system, phased rollouts, feature flags, and Google Play submission and ASO. Based in San Francisco or Mexico City.
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.Β Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.Β Through PayJoyβs point-of-sale financing and card offerings, customers gain access to a modern quality of life.Β PayJoyβs credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
Principal Product Manager, Mobile
Location: San Francisco, United States | Mexico City, Mexico Reports to: SVP of Product Management
PayJoy is a mission-first fintech company dedicated to bringing financial access to the next billion people in emerging markets. Our patented technology turns a smartphone into collateral, giving unbanked consumers an on-ramp to credit. We've served over 20 million customers across 11 markets and remain strongly profitable β and we're just getting started.
We're now at an inflection point: evolving PayJoy from a transactional loan app into a financial hub spanning credit, e-commerce, benefits, and beyond. This role is central to driving that transformation.
As Principal Product Manager, Mobile, you will own the vision, architecture, and execution of transforming PayJoy's apps into a destination our customers want to return to.
This is a senior Individual Contributor role reporting to the SVP of Product Management. You'll work directly with Engineering leadership and the executive team to shape PayJoy's next chapter.
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
Compensation: USD 303,000 β 320,000 per year salary